Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # Acumen Wealth Advisors: We are committed to helping families Invest Intentionally® ## Sitemaps [XML Sitemap](https://acumenwealth.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Pages - [Glossery](https://acumenwealth.com/glossery/): Glossery - [Frequently Asked Questions](https://acumenwealth.com/frequently-asked-questions/): Frequently Asked Questions - [Choosing a Wealth Advisor](https://acumenwealth.com/choosing-a-wealth-advisor/): Knowing what questions to ask a wealth advisor will save you time, effort, and money. Not all advisors are held to the same high standards and it’s important that each one you interview is transparent and upfront with their costs, fees, and services.   - [Privacy Policy](https://acumenwealth.com/privacy-policy/): ACUMEN WEALTH ADVISORS®, LLC - [Families](https://acumenwealth.com/families/): We take pride in our deep understanding of the intricate financial and emotional dynamics involved in generational wealth planning, whether for individuals or multiple family members. Our clients hail from diverse backgrounds and face unique circumstances, so we place a strong emphasis on delivering personalized, hands-on support, educational resources, and transparent communication.  We believe this approach enables our clients to feel empowered, purposeful, and assured as we navigate them through different life stages. - [Business Owners](https://acumenwealth.com/business-owners/): We take pride in our ability to understand the distinct needs of business owners and their families. Many of our clients are deeply immersed in their businesses, leaving little energy to address the intricate complexities of their personal finances. As a business owner’s dedicated partner, we offer hands-on guidance, education, and tailored solutions to address their specific and evolving needs. We hope our clients feel supported, informed, and confident in every stage of their lives. - [ADV/CRS](https://acumenwealth.com/adv-crs/): Acumen Wealth Advisors, an Independent Registered Investment Adviser (RIA), is required to file annual disclosure details about our firm with the Securities and Exchange Commission (SEC) called a Form ADV and Form CRS.  Here are direct links to our information: - [Sign Up To Newsletter](https://acumenwealth.com/sign-up-to-newsletter/): Stay up to date with current economic conditions and learn more about our firm’s perspective and investment strategies. - [The Acumen Difference](https://acumenwealth.com/the-acumen-difference/): The Acumen Difference - [Depth of Knowledge](https://acumenwealth.com/depth-of-knowledge/): The CFA® consists of three levels of exams including an extensive amount of studying over a course of several years. Each exam typically requires candidates to study in excess of 300 hours. To receive a CFA® designation, each candidate must pass all three exams and have three years of qualified work experience in investment decision-making. Each six-hour exam covers topics including ethics and professional standards, quantitative methods, economics, financial reporting and analysis, corporate finance, equity investments, derivatives, alternative investments, portfolio management, and wealth planning. The CFA® Institute reports historical pass rates for Level I and Level II of the exams are typically between 40% and 50% with Level III having a slightly higher pass rate. - [Fee-Based Fiduciary](https://acumenwealth.com/fee-based-fiduciary/): Acumen Wealth Advisors, a Registered Investment Adviser, is held by law to the highest standard of responsibility to our clients. As a fiduciary, it is an investment adviser’s responsibility to provide fair and full disclosure of all material facts and to act solely in the best interest of each of our clients at all times. This fiduciary duty is the underlying principle for Acumen’s Code of Ethics. Under the Investment Advisers Act of 1940, investment advisers are regulated by the Securities and Exchange Commission (SEC) and held to the fiduciary standard requiring RIAs to always act in their clients’ best interests.  The SEC regulates the fiduciary standard and encompasses these major principles: - [Client Portal](https://acumenwealth.com/clients/): By clicking one of the links above, you will be leaving the Acumen Wealth Advisors’ website. Acumen Wealth Advisors, LLC® provides links for your convenience to websites produced by other providers or industry related material. Accessing websites through links directs you away from our website. Acumen Wealth Advisors, LLC® is not responsible for errors or omissions in the material on third party websites and does not necessarily approve of or endorse the information provided. Users who gain access to third party websites may be subject to the copyright and other restrictions on use imposed by those providers and assume responsibility and risk from use of those websites. - [Home](https://acumenwealth.com/): We want to help you navigate financial complexities so you can focus on what matters most. - [Important Disclosures](https://acumenwealth.com/important-disclosures/): Acumen Wealth Advisors, LLC® is a Registered Investment Adviser. This website is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Acumen Wealth Advisors, LLC® and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Acumen Wealth Advisors, LLC® unless a client service agreement is in place. - [Contact](https://acumenwealth.com/contact/): Thank you for visiting us online. We look forward to the opportunity to work with you. Please tell us a little about yourself and we will be in touch with you soon! - [Insights and Resources](https://acumenwealth.com/insights-and-resources/): Acumen Wealth Advisors believes in the value and power of education. We routinely deliver relevant information, so you may make informed decisions on important financial matters. One of Acumen’s educational tools is our newsletter, Market Insights. We encourage you to sign up for Market Insights to stay up to date with changes in current economic conditions and learn more about our firm’s perspective and investment strategies. - [Community](https://acumenwealth.com/community/): Community - [Technology](https://acumenwealth.com/technology/): Technology - [Our Team](https://acumenwealth.com/our-team/): Acumen believes consistent communication is key to delivering high quality client service. We help educate and thoroughly explain details to enable clients to become more involved and engaged in investment decisions. Our team works together collaboratively and selflessly since Acumen believes the team approach is the most beneficial model for managing our clients’ financial well-being. Our team approach has many benefits including: ## Persons - [Reese Veltenaar](https://acumenwealth.com/team/reese-veltenaar/): I believe integrity means choosing what’s right over what’s easy.  I have always wanted to be the wealth advisor my family didn’t have. Growing up, I saw firsthand how valuable good financial guidance can be and how difficult it is to make important decisions without someone you trust in your corner. That experience inspired me to start Acumen, a firm built to provide thoughtful advice, meaningful relationships, and a client-first approach. My goal is simple: to help families bring order to their financial lives so they can spend less time worrying about money and more time focusing on what matters most. - [David Wolfe](https://acumenwealth.com/team/david-wolfe-cpa-cva/): David Wolfe is the Chief Financial Officer, Business Strategist, a Partner, and a member of the executive leadership team at Acumen Wealth Advisors.  David advises and provides tax planning advice to clients on complex and sophisticated tax-related issues.  He also helps clients who own or manage a business navigate complicated tax and business-related issues including valuation analysis.  David applies his business knowledge to the firm and is responsible for establishing policies and procedures for effective recording, analyzing, and reporting of financial matters for Acumen Wealth Advisors and its clients.  He serves as a member of Acumen’s Portfolio Management Committee, which is responsible for overseeing strategic and tactical asset allocation and portfolio investment decisions. - [Jill Green](https://acumenwealth.com/team/jill-green/): Jill Green is the Real Estate Strategist, a Partner, and a member of the executive leadership team at Acumen Wealth Advisors. She is a resource for inquiries and questions for clients who have complex real estate and mortgage transactions.  Born and raised in Tennessee, Jill witnessed the opportunity and growth transforming the state into a sought-after real estate market.  She has taken the knowledge gained in a mortgage banking career of production and management to transition into real estate investment.  Jill’s understanding of the market, combined with her seasoned experience in building, renovating, and acquiring her own personal portfolio of long- and short-term rental properties makes her a sound resource for real estate. - [Jerome You](https://acumenwealth.com/team/jerome-you/): Jerome brings a fresh perspective to integrating technology with sophisticated financial planning.  As a key member of Acumen’s Financial Planning team, Jerome works closely with our advisors to seamlessly onboard new clients and guide them toward achieving their financial goals as their lives and needs evolve. He plays an integral role in the planning process by gathering and analyzing client data, developing financial projections, preparing comprehensive plans, and presenting recommendations. In addition, Jerome supports client meetings and handles key administrative tasks to ensure a smooth and thoughtful planning experience.  An inquisitive learner, Jerome strives to be proactively strategic and efficient in planning, always anticipating needs and solutions. - [Reed D. Walters](https://acumenwealth.com/team/reed-d-walters-cima-mba/): Reed Walters, with over 30 years of investment experience, is Acumen Wealth Advisors' Chief Investment Officer.  His experience is broad and encompasses institutional investment consulting, wealth management, portfolio management, and alternative investments. At Acumen, Reed oversees all aspects of the firm’s investment decisions. His responsibilities include due diligence, research, evaluation, strategic and tactical asset allocation, and aligning investment selections with each client’s goals.  Working with the Portfolio Management Committee, Reed develops, implements, and communicates Acumen’s investment strategy. He also partners directly with clients to determine appropriate asset allocations by considering their goals, time horizon, risk tolerance, growth and income targets, and tax implications. Reed keeps clients informed about domestic and international trends and their potential impact on portfolios. - [Kent Mann](https://acumenwealth.com/team/kent-mann/): Kent Mann is a Portfolio Manager and Senior Investment Analyst at Acumen Wealth Advisors, where he designs and manages customized investment portfolios aligned with each client’s goals and risk profile. He brings a disciplined, analytical approach to investment research, conducting in-depth analysis across equities, fixed income, alternatives, and global markets, and developing actionable investment recommendations. Kent oversees portfolio construction, rebalancing, and risk management, ensuring strategies remain consistent with both client objectives and Acumen’s investment philosophy. - [Michael Albertson](https://acumenwealth.com/team/michael-albertson/): Michael Albertson is an Investment Analyst and Trader at Acumen Wealth Advisors. He plays an integral role on the investment team by supporting the execution and implementation of investment strategies while conducting research to help guide long-term investment decisions. Michael serves on Acumen’s Portfolio Management Committee, where he helps oversee strategic and tactical asset allocation and portfolio investment decisions. He also works closely with the senior investment team to ensure client portfolios are traded, implemented, and maintained accurately and efficiently, while analyzing funds and investment vehicles to deliver disciplined, data-driven recommendations. - [Amy Stone](https://acumenwealth.com/team/amy-stone/): Amy Stone is the Chief Operations and Compliance Officer, a Partner, and a member of the executive leadership team at Acumen Wealth Advisors. She is responsible for thoughtful leadership and helps guide the firm by ensuring client needs are placed first.  Amy develops, monitors, and manages Acumen’s operational programs and ensures all activities meet regulatory requirements. She has 20 years of experience in finance where she emphasizes efficient service and assists clients in finding solutions to their unique needs. - [Paul Johnson](https://acumenwealth.com/team/paul-johnson/): Paul Johnson, Director of Client Services at Acumen Wealth Advisors, serves as a vital link between clients and our wealth services. He ensures smooth daily operations and bridges communication between clients, team members, and back-office systems, all while focusing on exceptional client service and operational efficiency. - [Shawna McCoy](https://acumenwealth.com/team/shawna-mccoy/): Shawna brings more than 20 years of client service experience in a variety of roles.  She is currently responsible for developing and strengthening relationships and focusing on enhancing the client experience.  Shawna serves as the personal point of contact for clients and assists with their various needs, processes client requests, researches and analyzes financial information, and delivers reports and presentations for client meetings.  She also supports and collaborates with Acumen’s executive team to coordinate resources for the firm for the benefit of the client.  Among Shawna’s many strengths are her love of learning, creativity, problem solving, and organizational skills.  She is self-motivated and enjoys building relationships with clients and helping them reach their goals through deliberate and detailed approaches. - [Arie Veltenaar](https://acumenwealth.com/team/arie-veltenaar/): I believe thoughtful decisions made with intention lead to better outcomes.  This belief guides how I approach my work, the relationships I build, and the way I show up in the community. At Acumen Wealth Advisors, I’m motivated by the responsibility that comes with helping shape how clients experience our firm, not just through what we say, but through how consistently we follow through. - [Angela Kennedy](https://acumenwealth.com/team/angela-kennedy/): I believe the little things make the biggest difference. From clear communication to thoughtful follow through, I’ve seen how the details behind the scenes shape how people feel during important moments in their lives. Financial guidance should feel personal, seamless, and rooted in trust and my role is to make sure every interaction reflects that belief. - [Reese Riggle](https://acumenwealth.com/team/reese-riggle/): I believe relationships are everything. Whether in work or in life, the best outcomes come from trust, being invested in the people around you, and doing what's right. That belief has shaped my career, and it's the reason I love being part of a firm built on the same foundation. - [Noah Yoshida](https://acumenwealth.com/team/noah-yoshida/): Noah Yoshida, an Executive Assistant at Acumen Wealth Advisors, plays a pivotal role in our Client Service and Operations teams.  He works alongside Wealth Advisors and Portfolio Managers to deliver exceptional value and ensure all actions needed to support our clients are executed seamlessly. Noah works closely with Wealth Advisors, synergizing efforts to leverage the diverse resources at Acumen.  Together, they help craft solutions to meet the distinct needs of each client. - [Katie Sneed](https://acumenwealth.com/team/katie-sneed/): I believe every soul deserves a sense of security. What drew me to this profession was the power financial independence can provide, allowing people to care for themselves, their families, and the future they envision. Clients deserve education and resources to make informed decisions, and every day I am motivated to share my knowledge in a way that helps individuals and families move forward with confidence. - [Julie Weddle](https://acumenwealth.com/team/julie-weddle/): "It cost nothing to dream, but everything not to..." Ron White - [Jennifer Morrison](https://acumenwealth.com/team/jennifer-morrison/): Jennifer Morrison is an Associate Wealth Advisor at Acumen Wealth Advisors, serving as a key connector between clients and our wealth management services. She plays a central role in delivering value to clients by managing complex account administration and providing comprehensive advisory support.  Jennifer works closely with service line specialists, leveraging Acumen’s diverse resources to craft personalized solutions designed to meet each client’s specific goals and priorities. - [Colby Kaluzniak](https://acumenwealth.com/team/colby-kaluzniak/): Colby Kaluzniak is an Associate Wealth Advisor at Acumen Wealth Advisors. He plays a crucial role in connecting clients with the wealth services Acumen provides. Colby is a mentor to junior staff and manages complex account administration by working closely with Wealth Advisors and Portfolio Managers.  He collaborates closely with service line specialists, effectively leveraging Acumen’s diverse resources to help craft solutions to meet the distinct needs of each client. ## Services - [Financial Planning](https://acumenwealth.com/services/financial-planning/): We are dedicated to understanding our clients' priorities and the legacies they aim to build. Our commitment to financial planning goes beyond static strategies; it guides dynamic, goal-oriented investment decisions and visualizes potential results. We firmly believe financial planning fosters a long-term perspective and equips clients with the information needed to make well-informed decisions. At Acumen, we view financial planning as an ongoing process, actively engaging with our clients as their plans are put into action and adapt over time. - [Investment Management](https://acumenwealth.com/services/investment-management/): Acumen Wealth Advisors implements an objective, rules-based approach to making asset allocation decisions.  We believe data and market fundamentals can be used to identify structural trends in financial markets.  Drawing from our experience and knowledge, we strive to make sound investment decisions to position our portfolios to weather all economic environments. - [Active Tax Advisory](https://acumenwealth.com/services/active-tax-advisory/): Tax planning is integral to maximizing and managing wealth. At Acumen Wealth Advisors, we consider the tax implications of every decision of our clients’ lives across the spectrum of their financial, estate, and investment portfolio.  - [Business Advisory](https://acumenwealth.com/services/business-advisory/): Acumen serves clients who own a business or are in executive leadership positions. We help alleviate their financial distractions so they can focus on running and growing their businesses.  We evaluate their businesses at a high level to identify financial opportunities and avoid inefficiencies while working alongside our clients to help them navigate the most complex business situations.  - [Retirement Plan Advisory](https://acumenwealth.com/services/retirement-advisory-services/): Identifying the key principles for building and sustaining a prosperous retirement strategy for your company may seem overwhelming. Consequently, numerous plan sponsors turn to the guidance of a plan consultant. Acumen Wealth Advisors, serving as both a fiduciary and plan consultant, has cultivated a deep understanding of retirement planning.  Our plan sponsors recognize that offering a retirement savings plan is a valuable employee benefit, enhancing retention and job satisfaction. - [Philanthropic Advisory](https://acumenwealth.com/services/foundations-and-endowments/): Foundations and endowments are the enduring legacies of philanthropic contributions, with the purpose of positively impacting our communities. At Acumen Wealth Advisors, we find inspiration in assisting boards in fulfilling their missions. Recognizing that foundations and endowments are designed for longevity, we appreciate the need for a distinct approach. Our team collaborates with foundations and their boards to enhance their investment policies, oversee, and report on foundation performance, and work alongside donors to craft meaningful philanthropic gifts. - [Real Estate Advisory](https://acumenwealth.com/services/real-estate-advisory/): In addition to real estate investing, we provide thoughtful financial planning and investment management, tax and business advisory, estate planning, charitable strategies, and private asset management services.  Rather than just one advisor, each of our clients has their own team of in-house specialists. ## Posts - [Trump Accounts and Roth Conversion Planning](https://acumenwealth.com/trump-accounts-and-roth-conversion-planning/): Trump Accounts may offer families a way to save for a child’s long-term financial future. Although these accounts generally become subject to traditional IRA rules after the child reaches age 18, a Roth conversion may be one planning option to consider at that time. - [Tennessee’s Sales Tax Holiday 7/31 – 8/2](https://acumenwealth.com/tennessees-sales-tax-holiday-7-31-8-2/): Get ready to save! It’s almost time for Tennessee’s annual sales tax holiday for back-to-school essentials. - [Our new office!](https://acumenwealth.com/our-new-office/): Thanks to our wonderful clients, we have outgrown our current workspace!  After a long search, we selected a location we believe will be a great new home for our team and allow us to serve you better.  The new building is located in the thriving Southside District at 1600 Broad Street.  The building has been an integral part of the community, dating back to 1901, and was the site of Grant’s Auto Body and directly behind 2nd American restaurant.  We believe in the importance of historic preservation, and we want to honor the craftsmanship and character of the building through an adaptive reuse.   - [Congratulations, Michael, on Passing CFA Level II](https://acumenwealth.com/congratulations-michael-on-passing-cfa-level-ii/): Congratulations to Michael Albertson, Investment Analyst and Trader at Acumen, on passing one of the most rigorous credentialing exams in the financial industry, the CFA Level II exam. - [Acumen Names Reed Walters Chief Investment Officer](https://acumenwealth.com/acumen-names-reed-walters-chief-investment-officer/): At Acumen Wealth Advisors, we believe great outcomes for clients start with great people.  - [Q3 2026 Update: Investing Intentionally Through a Changing Environment](https://acumenwealth.com/investing-intentionally-through-a-changing-environment-q3-2026-market-update/): As we begin the second half of 2026, the investment landscape continues to evolve, but we believe the principles that guide successful long-term investing remain unchanged. - [Our Team Deepens Its Knowledge of Trust Planning](https://acumenwealth.com/our-team-deepens-its-knowledge-of-trust-planning/): Colby Kaluzniak recently completed the Cannon Trust School 2 program in Phoenix, a comprehensive course in advanced trust strategies and estate planning. Through this training, Colby learned more in depth about: - [Federal Reserve Announcement Commentary](https://acumenwealth.com/federal-reserve-announcement-commentary/): The Fed kept rates unchanged at the 3.50%-3.75% target, as expected, with a unanimous 12-0 vote. However, the Treasury flipped from an implied cut this year to an implied hike. The median year-end 2026 fed funds projection moved up to 3.8% from 3.4% in March. The “hawkish” implied hike sent stock markets down and bond yields up on the short to intermediate range of the curve.  - [June Team Lunch](https://acumenwealth.com/june-team-lunch/): Each month, we take time to celebrate the birthdays of our teammates, and this month we recognized two of our incredible partners, Jill Green and David Wolfe! - [Elevate](https://acumenwealth.com/elevate/): Reese Veltenaar, Kent Mann, and Jerome You recently attended Elevate in Phoenix, hosted by Envestnet, the platform Acumen uses for portfolio management trading, reporting, and billing, and returned with several key takeaways: - [Iran Conflict vs. the AI Capex Cycle](https://acumenwealth.com/iran-conflict-vs-the-ai-capex-cycle/): We wanted to address recent market volatility tied to the conflict with Iran and the potential for continued disruption in the Strait of Hormuz. Comparisons to past energy crises—most notably 1973—are understandable, but we believe the current backdrop is more nuanced. - [Acumen Supports Paul A. McDaniel Boulé Scholarship Golf Classic 2026](https://acumenwealth.com/acumen-supports-paul-a-mcdaniel-boule-scholarship-golf-classic-2026/): We’re proud to celebrate our 7th year supporting the Paul A. McDaniel Boulé Scholarship Golf Classic, a great day that raises essential funds for four-year scholarships for deserving young men. - [Julie Weddle Promoted to Wealth Advisor](https://acumenwealth.com/celebrating-julie-weddles-promotion/): We’re excited to announce Julie Weddle’s promotion to Wealth Advisor at Acumen! - [Acumen Panel with Business Owners](https://acumenwealth.com/acumen-panel-with-business-owners/): We recently hosted a panel for a group of business owners featuring speakers Reese Veltenaar, David Wolfe, Reed Walters, and Hamp Johnston with RockPointBank. - [7th Year Supporting Gamma Pi Boulé Scholarships](https://acumenwealth.com/7th-year-supporting-gamma-pi-boule-scholarships/): Acumen is proud to mark our 7th year supporting the Gamma Pi Boulé scholarships. Since the program’s inception, more than $330,000 has been awarded through renewable scholarships to academically accomplished African American male high school seniors in Tennessee pursuing four-year college degrees. - [Single-Family Rental Market](https://acumenwealth.com/single-family-rental-market/): Who owns the bulk of single-family rentals?  The single-family rental market is still overwhelmingly owned by everyday people, not mega institutions.  Many owners view single family rentals as a supplement to their investments or a diversified alternative.  - [Welcome Angela Kennedy!](https://acumenwealth.com/welcome-angela-kennedy/): We’re excited to announce that Angela has joined Acumen as our new Client Experience Coordinator! - [Noah Yoshida Earns Advanced Certificate for the Executive Assistant (ACEA®) Designation](https://acumenwealth.com/noah-yoshida-earns-advanced-certificate-for-the-executive-assistant-acea-designation/): We’re proud to share Noah Yoshida has earned the Advanced Certificate for the Executive Assistant (ACEA®) designation after completing a week of training in Las Vegas! - [Acumen’s New Office Build Out in Process!](https://acumenwealth.com/acumens-new-office-build-out-in-process/): Big things are in motion.We’re excited to share that Acumen’s new office space is officially underway! - [Acumen Supports Erlanger Hospital at Believe Bash](https://acumenwealth.com/acumen-supports-erlanger-hospital-at-believe-bash/): Acumen was proud to support Erlanger Hospital at the Believe Bash again this year! We have so many friends who are healthcare workers or serve on the board there, and they do an amazing job every single day. - [Volunteering with the IRS (VITA) program](https://acumenwealth.com/volunteering-with-the-irs-vita-program/): Colby Kaluzniak has been volunteering through the IRS Volunteer Income Tax Assistance (VITA) program, providing free tax preparation services for low‑income individuals and families, people with disabilities, and taxpayers with limited English proficiency. - [Acumen’s Jill Green Joins Chattanooga Zoo Board](https://acumenwealth.com/acumens-jill-green-joins-chattanooga-zoo-board/): Jill brings valuable experience and a strong commitment to conservation, education, and long‑term community stewardship. She is known for her ability to thoughtfully connect people, ideas, and mission‑driven work, bringing insight, intentional leadership, and a collaborative approach that make her a valued partner and catalyst for meaningful impact. - [Tax Day at the New Lookouts Stadium!](https://acumenwealth.com/tax-day-at-the-new-lookouts-stadium/): We had a fantastic time at the Chattanooga Lookouts new stadium on Tax Day, the second night of the season!  The weather and atmosphere were perfect for kicking off the next chapter of Lookouts baseball. - [Q2 2026: Volatility, Patience, and Durable Fundamentals](https://acumenwealth.com/q2-2026-volatility-patience-and-durable-fundamentals/): Early‑year volatility tested investor confidence, but as Q2 begins, markets appear to be regaining clarity, even if the path forward remains uneven. Acumen’s investment team takes a closer look at what’s driving the shift. - [Key Trends for Residential Real Estate](https://acumenwealth.com/key-trends-for-residential-real-estate/): The key trends for residential real estate in 2025 include interest rates, inflation, increased supply, stagnant sales, rising costs, and sidelined buyers.  Housingwire says “Two structural forces have reshaped the market over recent years: mortgage rates and inflation.  The 30-year mortgage rate closed 2025 at 6.2%, well above the 4.8% 10-year average and a sharp contrast to the 3.9% average that prevailed from 2016 through 2020”.   - [Northside Neighborhood House Runway Remix](https://acumenwealth.com/northside-neighborhood-house-runway-remix/): Northside Neighborhood House has been supporting neighbors north of the river since 1924.  - [A Relief Rally Amid Fragile Truce Conditions](https://acumenwealth.com/a-relief-rally-amid-fragile-truce-conditions/): Why are the markets reacting the way they are today?  Both US stocks and non-US stocks are rallying several percentage points today as of midday.  - [Acumen at Annual UTC Scholarship Luncheon](https://acumenwealth.com/acumen-at-annual-utc-scholarship-luncheon/): We always enjoy attending the annual UTC Scholarship Luncheon. It’s a great opportunity for us to connect with the students who have received scholarships and spend time with fellow donors. - [Get to know Reed Walters CIMA®, MBA](https://acumenwealth.com/get-to-know-reed-walters-cima-mba/): What do you enjoy doing outside of work? Any hobbies or interests that might surprise your colleagues? - [Acumen Supports Chattanooga Girls Leadership Academy](https://acumenwealth.com/acumen-supports-chattanooga-girls-leadership-academy/): Acumen was honored to sponsor the annual Odyssey Luncheon for the Chattanooga Girls Leadership Academy (CGLA), a school dedicated to helping young women through support, encouragement, and access to resources so they can succeed and thrive. - [Rollover Distribution Options form](https://acumenwealth.com/rollover-distribution-options-form/): Click the link below to download the Department of Labor Fiduciary Rule Compliance Form Qualified Plan Rollover Distribution Options form. - [US-Israel-Iran Conflict Commentary](https://acumenwealth.com/us-israel-iran-conflict-commentary/): What Happened? - [Supreme Court’s Ruling on Tariffs](https://acumenwealth.com/supreme-courts-ruling-on-tariffs/): With the Supreme Court’s tariff ruling in the headlines, we wanted to provide a brief update. The decision opens the door to new tariff pathways that will evolve over time, creating some uncertainty in the months ahead. The good news is that this is exactly the type of environment we prepare for. We’re watching developments closely and are well equipped to help you navigate both the opportunities and the risks as they unfold. Below is a breakdown of what changed, what risks remain, and what we will be paying attention to. - [Acumen Hosts Professional Development for Team](https://acumenwealth.com/acumen-hosts-professional-development-for-team/): We enjoyed two energizing days of professional development and leadership training with our team. It is always meaningful to spend time together strengthening our skills and investing in how we serve others.  - [Acumen Overview Brochure](https://acumenwealth.com/acumen-overview-brochure/): Investing intentionally is about making deliberate financial decisions with a clear purpose and strategy. At Acumen, this approach goes beyond portfolio management. We align your investment strategy with your overall financial plan, long-term goals, and personal values. - [Welcome Kent Mann](https://acumenwealth.com/welcome-kent-mann/): We are thrilled to welcome Kent Mann, a Portfolio Manager and Senior Investment Analyst, to Acumen!  Kent designs and manages customized investment portfolios aligned with each client’s goals and risk profile. He brings a disciplined, analytical approach to investment research and portfolio management, overseeing portfolio construction, rebalancing, and risk management across equities, fixed income, alternatives, and global markets. Kent also serves on Acumen’s Portfolio Management Committee, contributing to strategic and tactical asset allocation decisions firmwide. - [Comment on January 30th Gold and Silver Drop](https://acumenwealth.com/update-on-january-30th-gold-silver-drop/): We wanted to provide a quick update on the sharp drop in gold and silver prices on Friday, January 30th. Gold fell about 10% and silver nearly 30% in a single day, marking their worst one-day declines in more than 20 years. - [Katie Colors Chattanooga Pink!](https://acumenwealth.com/katie-colors-chattanooga-pink/): Acumen's Katie Sneed was proud to once again volunteer her time and talents in support of Color Chattanooga Pink, helping raise funds to ensure the CHI Memorial MaryEllen Locher Breast Center can provide women in need with the highest quality care and the latest technology. 💗 - [Q1 2026 Investment Commentary](https://acumenwealth.com/q1-2026-investment-commentary/): 2025 closed with resilience. In many cases, accelerating growth, cooling inflation, and elevating market valuations were due to a strong Artificial Intelligence (AI) infrastructure buildout. The S&P 500 index finished the year upwards by over 17%. This increase was despite a correction of more than -10% from the start of the year to April 8th. The MSCI ACWI ex USA index was the biggest winner in 2025, gaining over 30%. They benefitted from a weaker dollar and relatively low valuations.  Bonds benefitted from falling interest rates at the short to intermediate end of the yield curve. They finished the year with total returns in the range of 4% to 7%.  - [Emerging Trends in Real Estate: 2026 Outlook](https://acumenwealth.com/emerging-trends-in-real-estate-2026-outlook/): We recently reviewed the Urban Land Institute (ULI) and PwC’s 2026 Emerging Trends in Real Estate report, now in its 47th year. This annual publication is one of the most respected resources for understanding national, regional, and local real estate trends and it offers valuable insight into where capital, development, and investor sentiment are headed. - [Welcome Michael Albertson!](https://acumenwealth.com/welcome-michael-albertson/): Help us welcome the newest addition to our team, and our first Kentucky Wildcat, Michael Albertson! - [David Wolfe Promoted to Partner](https://acumenwealth.com/david-wolfe-promoted-to-partner/): We’re excited to share David Wolfe has been named Partner at Acumen Wealth Advisors! - [Happy Holidays from Acumen!](https://acumenwealth.com/happy-holidays-from-acumen/): We always enjoy spending time together, especially at the holidays. From everyone at Acumen, we hope you have the most wonderful holiday season with friends and family!! - [Charitable Giving Changes: 2025 vs 2026 Impact of the One Big Beautiful Bill Act](https://acumenwealth.com/charitable-giving-changes-2025-vs-2026-impact-of-the-one-big-beautiful-bill-act/): Today, on Giving Tuesday, a global day dedicated to generosity and charitable impact, it’s the perfect time to look ahead at how upcoming changes will shape philanthropy. The One Big Beautiful Bill Act, signed into law in 2025, introduces major charitable-giving provisions effective January 1, 2026. These updates will transform how donors deduct charitable gifts and open new planning opportunities in 2025. - [Acumen Attended GMO Conference in Boston!](https://acumenwealth.com/acumen-attended-gmo-conference-in-boston/): Reese Veltenaar and Reed Walters had the opportunity to hear GMO’s investment leaders discuss how shifts in economic policy, geopolitics, and rapid technological innovation are reshaping today’s investment landscape. In a time of heightened uncertainty, their emphasis on disciplined execution and a grounded investment approach was especially valuable. - [New Lookouts Baseball Stadium!](https://acumenwealth.com/new-lookouts-baseball-stadium/): Our team took a field trip to tour the new Lookouts baseball field - Erlanger Park! What an awesome addition of event and retail spaces, plus residential condos to our growing city! Plus we got to celebrate Julie and Jennifer’s birthdays afterwards!!! - [Colby Kaluzniak promoted to Associate Wealth Advisor](https://acumenwealth.com/colby-kaluzniak-promoted-to-associate-wealth-advisor/): We’re thrilled to announce Colby Kaluzniak has been promoted to Associate Wealth Advisor!  - [Women of Distinction Luncheon + Books for Dolly Parton’s Imagination Library!](https://acumenwealth.com/women-of-distinction-luncheon-books-for-dolly-partons-imagination-library/): Acumen enjoyed sponsoring a table for the annual Women of Distinction Awards luncheon. What a huge room full of wonderful people! Money raised from this event benefit Dolly Parton’s Imagination Library, a program of Signal Centers, which provides free, high-quality books to children from birth to age five, regardless of their family’s income. We love this mission of promoting literacy for young children! - [Katie Sneed, CRPP®, AIF® promoted to Wealth Advisor](https://acumenwealth.com/katie-sneed-crpp-aif-promoted-to-wealth-advisor/): We’re excited to announce Katie Sneed, CRPP®, AIF®, has been promoted to Wealth Advisor! Katie brings extensive institutional retirement plan experience to our clients, partnering with plan sponsors, crafting investment policy statements, and leveraging our full advisory platform. - [Acumen Sponsors NNH Not So Silent Auction](https://acumenwealth.com/acumen-sponsors-nnh-not-so-silent-auction/): Acumen Wealth Advisors was proud to once again sponsor and attend the Northside Neighborhood House Not So Silent Auction! It was such a great night!