Retirement Plan Advisory
We enjoy educating and guiding participants to make informed decisions to help them achieve their retirement goals.
Five Pillars of a Retirement Plan for Plan Sponsors
Understanding the principles necessary for establishing and maintaining a successful retirement strategy for your company can be a daunting task. For this reason, many plan sponsors rely on the guidance of a plan consultant. Acumen Wealth Advisors, a fiduciary and plan consultant, has developed skilled knowledge in retirement planning. Our clients understand that providing a retirement saving plan is a valuable benefit to their employees and helps with employee retention and satisfaction.
We welcome the opportunity to help you and your participants navigate the journey through retirement options.
The Employee Retirement Income and Security Act imposes high standards upon fiduciaries responsible for managing retirement plans. As an ERISA 3(21) plan advisor, Acumen Wealth Advisors shares investment-related responsibilities as a co-fiduciary for plan investment decisions with the plan sponsor.
Plan Design and Compliance
Acumen Wealth Advisors helps develop a strategy responsive to the needs of our clients and their employees. By listening and asking the right questions, we understand what is most important to the plan sponsor in areas such as: Employer Matching, Vesting, Qualified Default Investment Alternative (QDIA), Pre-tax Contributions, and Roth Contributions.
Education is central to our approach to how we serve our client families. In retirement planning, we take the time to work with participants to educate and guide them in making informed decisions to manage this tax-efficient pool of savings accumulated through their employer-sponsored benefit plan. Our commitment to participant education is essential in providing an effective method to achieve financial goals for retirement.
As a fiduciary, our team of retirement plan advisors are committed to serving the best interests of our clients and their employees. Our services also include access to a Certified Financial Education Instructor who is skilled in conducting regular meetings and workshops addressing participants’ interests.
Selection and Monitoring of Plan Investments
Our team of retirement plan advisors serve the businesses and employees of our client families by helping them design, conduct, and review investments in their plan. We also assist in the development of an Investment Policy Statement to provide guidelines governing the selection and monitoring of investment options in the plan.
“As in all successful ventures, the foundation of a good retirement is planning.“Earl Nightingale
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Our mission is to help you and your family Invest Intentionally®.
Contact us today to start your journey.